Gumroad vs Ko-fi

At a Glance

Gumroad

Ko-fi

Gumroad

Pros

Lowest barrier to start selling anything digital — you can have a product page live in 5 minutes with no technical setup+167
The creator community and discovery features give small products some organic visibility you don't get with pure payment processors+142
Pay-what-you-want pricing and flexible discount codes work great for early access launches and presales+118
Analytics per product are easy to understand and share with co-founders or investors without needing a BI tool+94

Cons

The fee structure (10% on free, 0% on paid plan but $10/mo) makes unit economics tricky for low-margin or high-volume products

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