Ko-fi vs Stripe

At a Glance

Attribute	Ko-fi	Stripe
Category	Payments	Payments
Pricing Model	freemium	freemium
Starting Price	Free	Free
Free Tier	Yes	Yes
Open Source	No	No
Platforms	—	web, mobile, platforms, marketplaces

Ko-fi

Stripe

Ko-fi

No features listed.

Stripe

Ko-fi

No data available.

Stripe

Pros

Stripe Radar blocks fraudulent payments automatically and the machine learning improves over time without any configuration+176
The test mode with fake card numbers lets you simulate every failure scenario before going live — no other provider does this as well+164

Payments

Stripe vs Paddle

Payments

Stripe vs Paddle vs Lemon Squeezy

Payments

Stripe vs Lemon Squeezy

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Cons

2.9% + 30 cents per transaction adds up fast at scale — at $1M ARR you're paying $30K+ per year just in fees+189
The Billing product for subscriptions has so many edge cases (prorations, upgrades, trials) that you'll inevitably hit a bug in your checkout flow+143
International payment methods like SEPA, iDEAL, and Klarna require a lot of extra configuration that isn't obvious from the main docs+97